To begin, click on the "Loans & Withdrawals" tab.
This tab will display a window for Loans (if available).
For quick reference, a list of minimum and maximum loan available, minimum and maximum loan duration, and loan fee are listed under What you should know. You may also calculate your loan and preview the amortization schedule under the Quick Loan Calculator.
Select the type of loan: Personal Loan or Residential Loan. Then, click Get Started.
A residential loan will require documentation of the purchase of a principal residence.
If the "Loans & Withdrawals" tab is not present, please contact us at 800-406-4015.
The most likely scenarios are:
a) You did not complete enrollment. If "Enter Enrollment" is visible on the top right-hand corner of your dashboard, then you must complete this first before requesting a loan.
b) Your plan does not allow for electronic loan requests. We can provide you with a paper form that you can fill out and return to your plan sponsor.
On this screen, you can review loan limits and fees. When ready to proceed, select Next.
The loan limits and fees remain in the left column. Within the right column, enter the amount you wish to take as a loan and the number of payments. Click Calculate to view your payment amount and review the amortization schedule. When ready to proceed, select Next.
Review your personal information, and if anything is inaccurate, contact your Plan Administrator immediately to update. When ready to proceed, click Next.
Read each statement on the screen, and select each Check Box indicating you agree with the statements. Then, click Next.
Review your entries and select Submit if all information is accurate.
Once you hit submit, you will be brought to the confirmation page. There will be a green banner across the screen and a confirmation number will be provided.